Tuesday, February 05, 2008

"So easy, even a Caveman can do it!"

As long as I can remember, I have had my car insurance through Farmers. We had a great agent who always tried to get us the best rates and keep our premiums as low as he could. About 10 months ago, our agent was promoted, and we were assigned to a new agent. He was lame. When Mary and I moved into to my parents house, I called him to cancel the renters policy that we had. He told me that if I cancelled, it would increase the premiums for my auto insurance by about $20per month. He said it would be cheaper for me to just keep the renters policy on there, even though we were no longer renting an apartment. He also told me that my rates would go up by $15 per month because of the area we were moving to... which I was not happy about. THEN, the bill came. My rates had gone up by $18 per month, PER VEHICLE! This brought our total monthly premium to about $180! Well, I decided it was time to shop around. I called Geico, and I got a quote for $83 per month. AND it is actually better coverage (higher limits, lower deductibles). So I bought the policy. I then had the privelege of calling my Farmers agent. Our conversation went as follows.

AGENT: Farmers, this is Kit.

ME: Well hello, Kit. This is Vince Oveson.

AGENT: Oh Hello... how are you?

ME: I'm good! Actually I'm VERY good.

AGENT: Oh... why is that?

ME: Well, I just saved myself a bunch of money on my car insurance by switching to Geico!

AGENT: Ha ha... *pause* ...really?

ME: Oh yes. I really did. My premiums with them will be less than HALF what they were with Farmers. I'm very excited about it.

From here the conversation turned to techincalities of what I needed to do to officially cancel with Farmers. I must say... that conversation was really fun. Thank you Geico!